As Fiduciary Financial Advisors, we pride ourselves on always putting our clients’ needs first. We do this by practicing due diligence, full disclosure, and being transparent in all our transactions, and by keeping an open and regular line of communication with our clients.
Welcome to Flagship Wealth Advisors, LLC, a financial planning and wealth accumulation and management firm headquartered just north of Boston, Massachusetts. Since 1997, founder Paul V. Ryan, Jr., CFP®, and associates have guided clients through changing economic times, charting a financial course together to help achieve their life goals and dreams. Our team of financial professionals bring their combined experience and expertise to provide highly personalized services to our valued clients. As fiduciary financial advisors, we always put our clients’ needs first.
At Flagship Wealth Advisors, LLC, our goal is helping you achieve the lifestyle you desire, with financial independence. We are committed to understanding your goals and aspirations, and to providing a high level of personalized client service.
As your professional Certified Financial Planners (CFP®), Fiduciary Financial Advisors, and wealth managers, we strive to help you enjoy life today, while charting a course toward a bright financial future—for yourself and your loved ones—tomorrow. Together, we will create a highly personalized plan to help get you where you want to go.
Fiduciary Financial Advisors
Flagship Wealth Advisors act as fiduciaries for our clients, providing guidance and ongoing services based on our clients’ personalized financial plans. As Fiduciary Financial Advisors, we are entrusted with managing our clients’ assets and acting on their behalf. We are held to the highest ethical standards of our industry, and we always put our clients’ best interests first.
Paul V. Ryan, Jr. CFP®
Founder and Managing Director
Paul V. Ryan, Jr., CFP® is a leading Wealth Manager and Fiduciary Financial Advisor serving individuals and families preparing for and during their retirement. As Founder and Managing Director of Flagship Wealth Advisors, LLC, Paul has built a successful group practice of like-minded financial advisors and professional staff. “Everyone on our team shares a deep commitment to putting clients first and to working together with individuals and families to create highly personalized financial plans,” he says. “This approach extends to every interaction our staff has with our clients.”
As a Fiduciary Financial Advisor, Paul is held to the industry’s highest standards. “Because we are fiduciaries, we are entrusted with managing our clients’ assets and acting in their very best interest. We always put our clients’ needs first.” A native of Cambridge, Massachusetts, Paul worked in the banking industry early in his financial career. He then changed course and put his financial savvy and industry knowledge to work for clients—to help others manage their assets and plan their financial lives. He became a Certified Financial Planner (CFP®) in January 1997. Later that year, Paul founded Flagship Wealth Advisors, LLC, a Registered Investment Advisory Firm based in Wakefield, Massachusetts.
Paul has extensive experience in the areas of retirement planning, investment portfolio design, wealth distribution strategies, income and estate tax planning, and long-term care planning. In addition to managing and directing Flagship Wealth Advisors, LLC, Paul has been affiliated with Royal Alliance Associates, Inc.—an independent registered broker/dealer and member of FINRA/SIPC—since 1992. He has served the company in various capacities, including representing his fellow advisors on the Northeast Regional Advisory Panel. He was also a Registered Principal and Branch Manager. As a former Managing Executive, Paul was responsible for the supervision of 25 satellite offices in the Northeast. Through his Royal Alliance affiliation, Paul was a Bonus Group Manager of one of the largest financial planning firms in the Northeast. His group of advisors is entrusted with over $1 billion in client assets.
He has been a member of Royal Court,* a select group of Royal Alliance Advisors based on production, for the past 12 years, and is also an active member of the Northeast Study Group since 2000. Paul graduated Cum Laude from Harvard University with a Bachelor of Liberal Arts Degree in Extension Studies. He became a Registered Representative in 1988 and holds a Series 7, 24, 6, 63, 65, 4, 53, life and health licenses. Paul is a CERTIFIED FINANCIAL PLANNER™ practitioner and a member of the Financial Planning Association (FPA). He is licensed in all 50 states.
Paul supports the Massachusetts nonprofit advocacy group Horizons for Homeless Children, as well as the Boston Lyric Opera. He enjoys traveling, boating, and spending time with his family. He is also an avid hiker and has climbed Mount Kilimanjaro in Africa, Mount Elbrus in Russia, and Mount Aconcagua in Argentina.
*This award is based upon sales generated by advisors and is not based upon performance or returns experienced by any client or opinions of the advisor’s clients or former clients.
LinkedIn: Click Here
Phone: 781-224-9924
Fax: 1-781-224-9920
E-mail: Paul@FlagshipWA.com
Text: 781-224-9924
Barbara N. Reed
Wealth Manager Advisor
Barbara Reed and her husband, Philip Reed, became affiliated with Flagship Wealth Advisors in 2018, after many years working as independent brokers with Royal Alliance Associates, Inc. Prior to partnering with Flagship, the couple provided financial planning and wealth management services to clients through Reed Financial Group in Chatham, Cape Cod, Massachusetts, founded by Phil in 1992.
Barbara's affiliation with Flagship has enabled them to expand support services and product offerings to their clients, while bringing their experience, expertise, and shared approach to client service to the Flagship team. “We all care about our clients and their families,” Barbara says. “We are there for births, deaths, and everything in between. We develop amazing relationships with our clients. For us, it’s about quality of work and client relationships, and carrying on our tradition of meeting each individual client’s needs.”
Barbara became co-owner of Reed Financial Group in early 2010 after more than 20 years as a senior executive in charge of financial operations at for-profit and non-profit corporations. Barbara is a separately Registered Representative and Investment Advisor Representative with Royal Alliance Associates, Inc., member of FINRA and SIPC. Barbara holds Series 66 and 7 licenses and Life and Variable Annuities Insurance licenses. She maintains a Flagship office in West Chatham on Cape Cod, Mass., and she is licensed to practice in California, Florida, Massachusetts, Maine, New Hampshire, New York, Pennsylvania, Virginia, West Virginia, and the District of Columbia.
Before joining Reed Financial Group, Barbara was the Business Manager for Aline Architecture, Inc., Executive Director for the Academy of Performing Arts, and Senior Vice President and Regional Manager for Coldwell Banker. Responsibilities included corporate budgeting, cash flow analysis and reporting, marketing, management, training, contract negotiations, acquisitions and development of management and staff. Barbara also taught music at the elementary through college levels.
Barbara earned her Bachelor's Degree from the University of Rochester, Eastman School of Music, graduated Cum Laude, was a member of the Sigma Alpha Iota Honorary Society, and performed with the Rochester Symphony. Barbara holds a Master's Degree from New England Conservatory, was a Teaching Assistant in the Voice and Opera Departments, and performed in operas and recitals. Subsequent studies were at Columbia University and Suffolk Law School.
Barbara has held numerous leadership positions, including President of the Women's Council of Realtors, Boston, MA, and Treasurer of the Chatham PTA. She currently serves on the Board of Directors of the Chatham Music Club, is an active member of St. Christopher's Church, Chatham, MA, and is an avid vocal performer. Barbara also enjoys golf, tennis, walking and exercise, and spending time with her wonderful family.
Phone: 1-508-737-8056
Fax: 1-508-348-1754
E-mail: BarbaraReed@FlagshipWA.com
Susan N. Big
MS, MBA, Independent Investment Advisor
Susan Big has been an Investment Advisor Representative and registered representative since 1999. She joined Royal Alliance Associates in 2007 after seven years as a financial advisor at Merrill Lynch and Smith Barney, securing company designations in financial and retirement planning.
Over her 30 years in business, Susan learned that relationships are built on mutual trust and respect. Using a consultative approach, honed over years as a financial advisor and management consultant for corporations like Mercedes-Benz and Subaru, she developed a client-focused practice that first assesses needs, goals, expectations, and investment experience before making recommendations. Once client and advisor decide to work together, the strategy is reviewed annually and revised based on changes in needs, risk tolerance, wealth accumulation, work, and family or estate issues. Clients select from a variety of investment and financial planning options ranging from fee-only to fee-based services.
Susan holds securities Series 7, 66, and 31 licenses in addition to Life and Health Insurance licenses. She is also a member of the Investment Committee at Flagship.
Susan earned her BA and MS degrees from the State University of New York, an MBA from Simmons University School of Management, and certificates in Hispanic Studies from universities in Spain and Mexico. She is fluent in Spanish. She is also a member of the John Simmons Society.
Susan is a Rotary International Paul Harris Fellow who collaborated with Rotary Club of Andover in the development of anti-bullying programs.
Text: 978-222-7366
Veronica Caulfield
Client Relations Manager
Veronica is your go-to person when you entrust your business to Flagship Wealth Advisors, LLC. As our Client Relations Manager and member of the Private Client Group, Veronica works closely with Paul, our group of advisors, and our clients. She serves as a liaison between clients and our office, ensuring clients have everything they need to stay informed and up to date.
"We pride ourselves on exceptional client services," Veronica says. She's often a client's first point of contact at Flagship Wealth Advisors. She establishes and monitors client accounts, schedules meetings, maintains and updates client files, generates reports, and facilitates client communications.
If you have questions, Veronica will get them answered. If you need something, she'll take care of your request. "I'm a big follow-up person," she says. "I don't just assume things get done. I make calls and keep clients posted." (She'll also pick up the phone to wish clients a Happy Birthday, because little things matter.) She's known for her warmth, empathy, and patience —and for her reassuring, calm presence. Veronica keeps things running smoothly.
Veronica has built her career working in client relations and executive support. Prior to joining Flagship Wealth Advisors in 2000, Veronica worked for 10 years in the travel industry as a travel consultant who provided support for the President, CEO, and Director of Operations.
She brings her professionalism and commitment to client service to her work here every day. "I enjoy helping our clients feel comfortable here and gaining their trust," she says. No matter how busy her day, Veronica finds time to talk with clients and make sure they feel cared for.
Veronica stays current in financial news and industry developments. "I'm always learning new things." She also became a Notary Public to better serve our clients.
Veronica is a native of the Boston area. When she isn't in the office, she enjoys spending time with her family, especially her three children. Veronica is a dedicated, competitive runner who's finished the Boston Marathon 12 times. She’s also completed the Chicago Marathon three times, finishing each race in under 4 hours. With energy that won't quit, Veronica keeps our clients connected, informed, and on track.
Veronica is not affiliated with Osaic Wealth, Inc. or Flagship Wealth Advisors, LLC.
Phone: 1-781-224-9924 ext. 10
Fax: 1-781-224-9920
Email: Veronica@FlagshipWA.com
Text: 781-650-5393
Christine MacInnis
Private Client Group
Growing up in a family that owned and operated a small business, Christine learned early on what it takes to keep a business running. "I grew up watching my parents work 15-hour days," she says. "You have a different perspective when you grow up working in a small, family-run business. That was our livelihood. Customers came first."
Christine brings her strong work ethic, an eye for detail, and talent for multitasking to the Private Client Group. She provides direct support to the group working with Flagship Wealth Advisors' clients. She's known as a can-do team player who always goes the extra mile, no matter how big or small the project.
Christine is a valuable member of the Flagship Wealth Advisors team, and her easy-going personality helps clients feel right at home. She assists clients with opening their fee-based accounts, meeting with them here, or traveling to meet them. She provides clients with ongoing support and communication.
In addition to supporting the Private Client Group, Christine works closely with Paul V. Ryan, Jr., CFP® in matters related to U.S. Securities and Exchange Commission (SEC) compliance. She works with Paul across the practice to ensure compliance with all Federal and State policies, procedures, and regulations. She also assisted Paul in his Office of Supervisory Jurisdiction (OSJ) work with the firm's group of Northeast Independent Financial Representatives.
A Boston-area native, Christine joined the firm in 2005. She has a knack for engaging people in conversation and making them feel welcome. "I love work with our team and meeting our clients," she says. "I enjoy hearing our clients' stories, and learning more about them."
Christine is continually working on her own professional development, which makes her a valuable asset to our practice. She attended the Advisor Group's Women's Conference in Miami Beach, Florida. She's also a Notary Public.
Prior to joining the firm, Christine worked in the medical manufacturing industry as a buyer-planner. She has studied at Middlesex Community College, Merrimack College, and Northeastern University. When she's not in the office, Christine enjoys spending time with her family, traveling, walking, and reading. Her kids are active in sports, with Christine providing transportation and pep talks. She also serves as a board member on her church and enjoys volunteering—particularly doing charitable work that involves lending a hand in the kitchen. Christine is a great team player with infectious energy, which is why clients enjoy working with her. You'll see!
Christine is not affiliated with Osaic Wealth Inc. or Flagship Wealth Advisors, LLC.
Phone: 781-224-9924 ext. 17
Fax: 781-224-9920
Email: Christine@FlagshipWA.com
Text: 781-650-5370
Assistant Client Relations Manager
Jennifer joined our team to assist with the many tasks involved in client relations management, including assisting clients with opening accounts. Jen started her career as an executive assistant for a financial wholesaler. Later she became a legal assistant and then a paralegal, working for a real estate law firm, and most recently, in an estate planning law firm. So, she brings many experiences and perspectives to her work with us in client relations. She’s also a Notary Public.
“As a parent of three children, I understand the importance of saving for college and retirement,” Jen says. “That has, in part, drawn me to the financial services field – that and coming from estate planning law where the goal was to protect assets for retirement and heirs.”
Jen grew up in Arlington, Mass., and is proud to come from a hard-working, middle-class family. Her mom worked nights for the telephone company, and her dad was a letter carrier. They still live in the home where she grew up.
Jen graduated from UMass Amherst with a bachelor’s degree in communications. She lived in San Diego, California, for a time, and then backpacked in Europe with friends.
Jen has already contributed so much to our practice. “I love working with the team here!” she says. When asked what Jen thinks her co-workers like best about her, she says, “I’m willing to take on any assignment given to me. And I’m always willing to help!”
When she’s not at work, Jen enjoys spending time with her family; she has a daughter in college and two boys in high school (and she’s enjoyed watching them participate in their activities over the years, including dance, cross country and track, and basketball). She is also mom to a mixed-breed dog, Carolina. “I enjoy walks with my dog, crocheting, the beach, and more,” she says.
If you call or stop by the office, be sure to say hello to Jennifer.
Text: 781-819-2684
Scott Facchetti
Investment Advisor Representative
Scott is a lifelong Wareham resident. He graduated from Bishop Stang High School then attended Bentley College where he received his Bachelor’s Degree in Accountancy. Joining the firm in 1988 Scott was integral in automating the firm. In 1993 Scott sat for and passed the Enrolled Agents exam and was subsequently licensed by the United States Treasury Department.
Over the years Scott has served on numerous boards and been part of various organizations.
Member of the Wareham Finance Committee
Past President of the Massachusetts Society of Independent Accountants
Treasurer for the Wareham Tigers Athletic Association
Treasurer for the Cape Cod Canal Region Chamber of Commerce
Member of the Gleason Family YMCA Board of Managers
Member of the Tobey Hospital Business Council
For many years Scott enjoyed mentoring local youths through coaching baseball, football, and tennis. Now that his three children three children, Devyn, Delaney, and Jake, are grown and graduated college he enjoys spending time with his two dogs and chasing his passion for physical fitness and travel.
Contact: scott@facchetti.net
Intern / Office Assistant
Eviana has interned for Flagship Wealth Advisors, LLC, since 2019, providing clerical and project support, including for our compliance group. Her administrative duties included creating and updating Excel spreadsheets, and using tax software for charitable contributions. She also assisted with filing paperwork and organizing documents. “I feel like knowing how a business runs is beneficial for any job,” Eviana shares. She is also a skilled “handyperson” who helped us spruce up our Wakefield office décor to create a comfortable, welcoming environment for our clients.
Eviana graduated North Reading High School with honors in 2021. She excelled at lacrosse, playing all four years for the North Reading girls’ lacrosse team. She served as varsity captain her senior year, leading her team to the Cape Ann League All-Stars playoffs. She also played soccer and ran track for two years, and she was a member of the American Red Cross Club, performing 40+ hours of community service.
Eviana is now attending the University of Tampa, majoring in biology with a concentration in pre-med.
Eviana is not affiliated with Osaic Wealth, Inc. or Flagship Wealth Advisors, LLC.
When you entrust Flagship Wealth Advisors, LLC with your wealth management needs, you will benefit from the combined expertise of a team of 30+ seasoned financial professionals. We will work with you to become your financial resource, to help you navigate the waters in your financial life. Clients' financial needs, short- and long-term goals, and preferences for working with an advisor vary. So we offer both fee-based and independent wealth management and financial planning services, which allows us to work in our clients' best interests.
As fiduciary financial advisors, we pride ourselves on putting our clients' needs and goals first. Flagship Wealth Advisors, LLC, offers...
Under the leadership of Paul V. Ryan, Jr., CFP®, our team of associates and staff begin with a comprehensive review of your current financial situation, including thorough, upfront analysis of your financial planning data (including assets; liabilities; insurance, tax, and estate planning information; and other important data points). We then help you define your goals -- whether it's preserving your wealth and assets; funding a child or grandchild's college education; planning for a happy, comfortable, and active retirement; supporting a charitable cause; or ensuring your estate is preserved for your loved ones. See a list of states where we practice, below.**
From there we develop a plan to help you move from today's position to where you want to be. Our services include...
Flagship Wealth Advisors' Investment Committee has overall responsibility for the screening and selection of initial investments available to create high-quality portfolios for our clients, establishing a strong pool of investments that meet Flagship Wealth Advisors' investment criteria. Our Investment Advisors may then use that pool to create individual portfolios based on each client's personal needs. The committee continues to monitor these investments based on out clients' needs as defined when we initially selected the investment.
Paul V. Ryan, Jr. CFP®
Founder and Managing Director
Paul V. Ryan, Jr., CFP® is a leading Wealth Manager and Fiduciary Financial Advisor serving individuals and families preparing for and during their retirement. As Founder and Managing Director of Flagship Wealth Advisors, LLC, Paul has built a successful group practice of like-minded financial advisors and professional staff. “Everyone on our team shares a deep commitment to putting clients first and to working together with individuals and families to create highly personalized financial plans,” he says. “This approach extends to every interaction our staff has with our clients.”
As a Fiduciary Financial Advisor, Paul is held to the industry’s highest standards. “Because we are fiduciaries, we are entrusted with managing our clients’ assets and acting in their very best interest. We always put our clients’ needs first.” A native of Cambridge, Massachusetts, Paul worked in the banking industry early in his financial career. He then changed course and put his financial savvy and industry knowledge to work for clients—to help others manage their assets and plan their financial lives. He became a Certified Financial Planner (CFP®) in January 1997. Later that year, Paul founded Flagship Wealth Advisors, LLC, a Registered Investment Advisory Firm based in Wakefield, Massachusetts.
Paul has extensive experience in the areas of retirement planning, investment portfolio design, wealth distribution strategies, income and estate tax planning, and long-term care planning. In addition to managing and directing Flagship Wealth Advisors, LLC, Paul has been affiliated with Royal Alliance Associates, Inc.—an independent registered broker/dealer and member of FINRA/SIPC—since 1992. He has served the company in various capacities, including representing his fellow advisors on the Northeast Regional Advisory Panel. He was also a Registered Principal and Branch Manager. As a former Managing Executive, Paul was responsible for the supervision of 25 satellite offices in the Northeast. 
Through his Royal Alliance affiliation, Paul was a Bonus Group Manager of one of the largest financial planning firms in the Northeast. His group of advisors is entrusted with over $1 billion in client assets.
He has been a member of Royal Court,* a select group of Royal Alliance Advisors based on production, for the past 12 years, and is also an active member of the Northeast Study Group since 2000. Paul graduated Cum Laude from Harvard University with a Bachelor of Liberal Arts Degree in Extension
Studies. He became a Registered Representative in 1988 and holds a Series 7, 24, 6, 63, 65, 4, 53, life and health licenses. Paul is a CERTIFIED FINANCIAL PLANNER™ practitioner and a member of the Financial Planning Association (FPA). He is licensed in all 50 states.
Paul supports the Massachusetts nonprofit advocacy group Horizons for Homeless Children, as well as the Boston Lyric Opera. He enjoys traveling, boating, and spending time with his family. He is also an avid hiker and has climbed Mount Kilimanjaro in Africa, Mount Elbrus in Russia, and Mount Aconcagua in Argentina.
*This award is based upon sales generated by advisors and is not based upon performance or returns experienced by any client or opinions of the advisor’s clients or former clients.
LinkedIn: Click Here
Phone: 1-800-631-9997
Fax: 1-781-224-9920
E-mail: Paul@FlagshipWA.com
Barbara N. Reed
Wealth Manager Advisor
Barbara Reed and her husband, Philip Reed, became affiliated with Flagship Wealth Advisors in 2018, after many years working as independent brokers with Royal Alliance Associates, Inc. Prior to partnering with Flagship, the couple provided financial planning and wealth management services to clients through Reed Financial Group in Chatham, Cape Cod, Massachusetts, founded by Phil in 1992.
Barbara's affiliation with Flagship has enabled them to expand support services and product offerings to their clients, while bringing their experience, expertise, and shared approach to client service to the Flagship team. “We all care about our clients and their families,” Barbara says. “We are there for births, deaths, and everything in between. We develop amazing relationships with our clients. For us, it’s about quality of work and client relationships, and carrying on our tradition of meeting each individual client’s needs.”
Barbara became co-owner of Reed Financial Group in early 2010 after more than 20 years as a senior executive in charge of financial operations at for-profit and non-profit corporations. Barbara is a separately Registered Representative and Investment Advisor Representative with Royal Alliance Associates, Inc., member of FINRA and SIPC. Barbara holds Series 66 and 7 licenses and Life and Variable Annuities Insurance licenses. She maintains a Flagship office in West Chatham on Cape Cod, Mass., and she is licensed to practice in California, Florida, Massachusetts, Maine, New Hampshire, New York, Pennsylvania, Virginia, West Virginia, and the District of Columbia.
Before joining Reed Financial Group, Barbara was the Business Manager for Aline Architecture, Inc., Executive Director for the Academy of Performing Arts, and Senior Vice President and Regional Manager for Coldwell Banker. Responsibilities included corporate budgeting, cash flow analysis and reporting, marketing, management, training, contract negotiations, acquisitions and development of management and staff. Barbara also taught music at the elementary through college levels.
Barbara earned her Bachelor's Degree from the University of Rochester, Eastman School of Music, graduated Cum Laude, was a member of the Sigma Alpha Iota Honorary Society, and performed with the Rochester Symphony. Barbara holds a Master's Degree from New England Conservatory, was a Teaching Assistant in the Voice and Opera Departments, and performed in operas and recitals. Subsequent studies were at Columbia University and Suffolk Law School.
Barbara has held numerous leadership positions, including President of the Women's Council of Realtors, Boston, MA, and Treasurer of the Chatham PTA. She currently serves on the Board of Directors of the Chatham Music Club, is an active member of St. Christopher's Church, Chatham, MA, and is an avid vocal performer. Barbara also enjoys golf, tennis, walking and exercise, and spending time with her wonderful family.
Phone: 508-737-8056
Fax: 508-348-1754
E-mail: BarbaraReed@FlagshipWA.com
Susan N. Big
MS, MBA, Independent Investment Advisor
Susan Big has been a Investment Advisor Representative and representative since 1999. She joined Royal Alliance Associates in 2007 after seven years as a financial advisor at Merrill Lynch and Smith Barney, securing company designations in financial and retirement planning.
Over her 30 years in business, Susan learned that relationships are built on mutual trust and respect. Using a consultative approach, honed over years as a financial advisor and management consultant for corporations like Mercedes-Benz and Subaru, she developed a client-focused practice that first assesses needs, goals, expectations, and investment experience before making recommendations. Once client and advisor decide to work together, the strategy is reviewed annually and revised based on changes in needs, risk tolerance, wealth accumulation, work, and family or estate issues. Clients select from a variety of investment and financial planning options ranging from fee-only to fee-based services.
Susan holds securities Series 7, 66, and 31 licenses in addition to Life and Health Insurance licenses. She is also a member of the Investment Committee at Flagship.
Susan earned her BA and MS degrees from the State University of New York, an MBA from Simmons University School of Management, and certificates in Hispanic Studies from universities in Spain and Mexico. She is fluent in Spanish. She is also a member of the John Simmons Society.
Susan is a Rotary International Paul Harris Fellow who collaborated with Rotary Club of Andover in the development of anti-bullying programs.
Phone: 978-394-3460
Fax: 781-224-9920
Email: SusanBig@FlagshipWA.com
Karl L. Hambrecht
Financial Advisor
Karl has worked with clients in a trusted advisory role for more than 40 years. A native of Danvers, Massachusetts, he started out in the insurance industry and has been continuously licensed as an independent insurance broker since 1976. He initially focused on providing life insurance as well as advising clients on small-business employer retirement plans and personal retirement planning. “This has given me a broad basis to advise individuals and small businesses on investment and financial planning,” Karl says.
Karl is an Investment Advisory Representative registered with Osaic Wealth Inc. He has been a highly respected colleague of ours and brings his decades of industry experience, expertise, and insight to the Flagship Wealth Advisors Investment Committee. He holds Series 1, 7, 63, and 65 licenses. Karl is not registered with Flagship Wealth Advisors, LLC.
Based on the North Shore, Karl meets with clients in his West Newbury office as well as at our Wakefield headquarters. He offers clients individual, family, and small employer planning; investment advisory and account management; retirement income planning and implementation; as well as estate planning, Medicaid planning, and intergenerational transfers.
Karl’s main focus is: “To help clients gain instill confidence from knowing what their goals are, what needs to be done to achieve them, and knowing that I am there to guide them and implement their plans.”
Karl holds a Bachelor of Science degree in Finance from Babson College in Wellesley, Massachusetts. When he is not helping clients achieve their life goals, he enjoys spending time with his wife (of 35+ years), three grown children, and three grandchildren, as well as “skiing, cycling, and other outdoor fun.”
Phone: 978-465-5899
Fax: 440-508-2324
Email: khambrecht@royalaa.com
Karl L. Hambrecht
Financial Advisor
A graduate of Bentley University, she earned a Bachelor of Science in Accountancy and a Master of Science in Taxation. She has applied her business education and twenty year background in public accounting to better serve her clients.
Transferring her expertise in auditing, reviews, compilations, bookkeeping and tax preparation for small businesses, not for profits and individuals applied with her accounting and taxation background and combining it with her education in tax planning and wealth management prepared her to join Hottleman and Associates in her hometown of Mansfield, Massachusetts. Founded under the proposition that fiscal matters are best conducted on a personal level, Hottleman and Associates continues to strive to meet and surpass the needs of its clientele for over 30 years.
Phone: 508-339-1100
E-mail: andrea@hottleman.com
Leonard Coris
On January 31, 2019, our esteemed colleague and good friend Leonard Coris passed away from complications related to Creutzfeldt-Jakob disease. Len worked with the Flagship team for many years and was a trusted partner in his clients’ lives, helping so many individuals and families live the lives they dreamed of. We greatly appreciate the contributions Len made to our practice, and the positive outlook and energy he brought to his work and his clients. He is greatly missed.
Len provided personal financial planning and wealth management services for some 50 years. He was president of Watermill Advisory Services, Inc., an investment advisory firm, and was also separately registered to sell securities through Royal Alliance Associates, Inc., a national independent registered broker-dealer.
Leonard founded his firm while he was a business school student at Massachusetts Institute of Technology. He received his Master's Degree in Finance from the M.I.T. Sloan School of Management in 1970, and was one of the first to earn both an M.S. in Financial Services and a Chartered Financial Consultant (ChFC) designation from The American College. He was also a Qualified Financial Planner (QFP), an Accredited Estate Planner (AEP), and a Chartered Life Underwriter (CLU).
Len pursued his professional career with passion and a commitment to best serve his clients, while also finding time to support the arts and other nonprofit organizations.
Len had been listed in Who's Who in American Finance and was an emeritus member of the National Association of Estate Planners and Councils. He was a founder of the Tucson Medical Center Healing Art Program; on the Arts Board at the University of Arizona; and had served on the boards of Social Venture Partners Greater Tucson and the Arizona Theatre Company. He had also been a member of the Financial Health Advisory Council of the Carondelet Foundation and was engaged with several other nonprofit organizations. His professional accomplishments included numerous awards and designations, including selection as an Emeritus member of the Forum 400 and a member of the Association for Advanced Life Underwriters.
KARLL, Harvey Loving husband to Patricia and amazing father to Amanda, passed away peacefully on June 21st after a long battle with cancer. Harvey was a dedicated alumnus to Northeastern University where he earned his BA and MA and served as a mentor and advisor to countless young men and women. Harvey founded and ran his CPA firm, Harvey Karll CPA, in Newburyport where he was an active member in the business community, a member of the Kiwanis club, and partner to many local businesses and non-profit organizations. Harvey was loved by all who knew him, from family and friends to his clients, and will be missed dearly. He loved his family first, and celebrated each day he had with them. He also loved his second home of Aruba, his Red Sox and Patriots, and his clients; all while trying to touch each person he came in contact with.
To discuss your wealth accumulation and management needs,
please contact us at 1-800-631-9997
Paul V. Ryan, Jr., CFP®, Managing Director,
Investment Advisor Representative x16 Paul@FlagshipWA.com
Veronica Caulfield, Client Relations Manager x10 Veronica@FlagshipWA.com
Christine MacInnis, Private Client Group Manager x17 Christine@FlagshipWA.com
Barbara Reed, Investment Advisor Representative, 1-508-737-8056
BarbaraReed@FlagshipWA.com
Susan Big, Investment Advisor Representative x32 Susanbig@FlagshipWA.com
