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Flagship Wealth Advisors, LLC      

Trusted Fiduciary Wealth Advisors Providing Personalized Service

Wealth Accumulation and Management


As Fiduciary Financial Advisors, we pride ourselves on always putting our clients’ needs first. We do this by practicing due diligence, full disclosure, and being transparent in all our transactions, and by keeping an open and regular line of communication with our clients.  

About Us

Welcome to Flagship Wealth Advisors, LLC, a financial planning and wealth accumulation and management firm headquartered just north of Boston, Massachusetts. Since 1997, founder Paul V. Ryan, Jr., CFP®, and associates have guided clients through changing economic times, charting a financial course together to help achieve their life goals and dreams. Our team of financial professionals bring their combined experience and expertise to provide highly personalized services to our valued clients. As fiduciary financial advisors, we always put our clients’ needs first.


"Our clients value how we tailor their current investments with the investments we suggest, based on their needs." —Paul V. Ryan, Jr., CFP®, in Forbes magazine


Our Services

At Flagship Wealth Advisors, LLC, our goal is helping you achieve the lifestyle you desire, with financial independence. We are committed to understanding your goals and aspirations, and to providing a high level of personalized client service.

As your professional Certified Financial Planners (CFP®), Fiduciary Financial Advisors, and wealth managers, we strive to help you enjoy life today, while charting a course toward a bright financial future—for yourself and your loved ones—tomorrow. Together, we will create a highly personalized plan to help get you where you want to go.

Fiduciary Financial Advisors

Flagship Wealth Advisors act as fiduciaries for our clients, providing guidance and ongoing services based on our clients’ personalized financial plans. As Fiduciary Financial Advisors, we are entrusted with managing our clients’ assets and acting on their behalf. We are held to the highest ethical standards of our industry, and we always put our clients’ best interests first.  

How We Work

When you entrust Flagship Wealth Advisors, LLC with your wealth management needs, you will benefit from the combined expertise of a team of 30+ seasoned financial professionals. We will work with you to become your financial resource, to help you navigate the waters in your financial life. Clients' financial needs, short- and long-term goals, and preferences for working with an advisor vary. So we offer both fee-based and independent wealth management and financial planning services, which allows us to work in our clients' best interests.

As fiduciary financial advisors, we pride ourselves on putting our clients' needs and goals first. Flagship Wealth Advisors, LLC, offers...

  • Confidential, interactive, personal relationships with our clients
  • Customized individual investment, wealth, and retirement planning
  • Managing investments and wealth with the end in mind—your wealth needs
Please Contact Us today to discuss what type of financial planning, financial advisor, or wealth accumulation and management service might work best for you. There's no obligation, and we'd welcome the opportunity to talk with you. Email us  or call toll-free at 1-800-631-9997.

Services We Offer

Under the leadership of Paul V. Ryan, Jr., CFP®, our team of associates and staff begin with a comprehensive review of your current financial situation, including thorough, upfront analysis of your financial planning data (including assets; liabilities; insurance, tax, and estate planning information; and other important data points). We then help you define your goals -- whether it's preserving your wealth and assets; funding a child or grandchild's college education; planning for a happy, comfortable, and active retirement; supporting a charitable cause; or ensuring your estate is preserved for your loved ones. See a list of states where we practice, below.**

From there we develop a plan to help you move from today's position to where you want to be. Our services include...

  • Wealth Accumulation and Management
  • Investment Counseling
  • Retirement Income Planning
  • Tax Efficiency Analysis
  • Estate Tax Planning
  • Asset Protection Planning
  • Charitable Giving Strategies
  • College Funding Strategies
  • Fee-Only Planning
We also offer life insurance and long-term care insurance products as part of our retirement and estate planning services for clients. 

Our People

Flagship Wealth Advisors, LLC, was founded by Paul V. Ryan, Jr. CFP®, in 1997 in Wakefield, Massachusetts. Our lakeside office location is just a few miles north of Boston, conveniently accessible via major area highways. The firm was founded on Paul's commitment to providing exceptional service and client satisfaction—values shared by our associates and office staff. We are a comprehensive financial services firm that functions as a group practice, with more than 30 financial professionals on our team. We offer Wealth Management, Asset Management, Retirement Planning, Financial Planning, Estate Planning, College Fund Planning, among other services.
(See Our Services for more.)


Your Team

Paul V. Ryan Jr, CFP® Photo Paul V. Ryan Jr, CFP® Hover Photo

Paul V. Ryan Jr, CFP®

Founder and Managing Director
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Paul V. Ryan, Jr. CFP®

Founder and Managing Director



Paul V. Ryan, Jr., CFP® is a leading Wealth Manager and Fiduciary Financial Advisor serving individuals and families preparing for and during their retirement. As Founder and Managing Director of Flagship Wealth Advisors, LLC, Paul has built a successful group practice of like-minded financial advisors and professional staff. “Everyone on our team shares a deep commitment to putting clients first and to working together with individuals and families to create highly personalized financial plans,” he says. “This approach extends to every interaction our staff has with our clients.”

As a Fiduciary Financial Advisor, Paul is held to the industry’s highest standards. “Because we are fiduciaries, we are entrusted with managing our clients’ assets and acting in their very best interest. We always put our clients’ needs first.” A native of Cambridge, Massachusetts, Paul worked in the banking industry early in his financial career. He then changed course and put his financial savvy and industry knowledge to work for clients—to help others manage their assets and plan their financial lives. He became a Certified Financial Planner (CFP®) in January 1997. Later that year, Paul founded Flagship Wealth Advisors, LLC, a Registered Investment Advisory Firm based in Wakefield, Massachusetts.

Paul has extensive experience in the areas of retirement planning, investment portfolio design, wealth distribution strategies, income and estate tax planning, and long-term care planning. In addition to managing and directing Flagship Wealth Advisors, LLC, Paul has been affiliated with Royal Alliance Associates, Inc.—an independent registered broker/dealer and member of FINRA/SIPC—since 1992. He has served the company in various capacities, including representing his fellow advisors on the Northeast Regional Advisory Panel. He was also a Registered Principal and Branch Manager. As a former Managing Executive, Paul was responsible for the supervision of 25 satellite offices in the Northeast. Through his Royal Alliance affiliation, Paul was a Bonus Group Manager of one of the largest financial planning firms in the Northeast. His group of advisors is entrusted with over $1 billion in client assets.

He has been a member of Royal Court,* a select group of Royal Alliance Advisors based on production, for the past 12 years, and is also an active member of the Northeast Study Group since 2000. Paul graduated Cum Laude from Harvard University with a Bachelor of Liberal Arts Degree in Extension Studies. He became a Registered Representative in 1988 and holds a Series 7, 24, 6, 63, 65, 4, 53, life and health licenses. Paul is a CERTIFIED FINANCIAL PLANNER™ practitioner and a member of the Financial Planning Association (FPA). He is licensed in all 50 states.

Paul supports the Massachusetts nonprofit advocacy group Horizons for Homeless Children, as well as the Boston Lyric Opera. He enjoys traveling, boating, and spending time with his family. He is also an avid hiker and has climbed Mount Kilimanjaro in Africa, Mount Elbrus in Russia, and Mount Aconcagua in Argentina.

*This award is based upon sales generated by advisors and is not based upon performance or returns experienced by any client or opinions of the advisor’s clients or former clients.


LinkedIn: Click Here
Phone: 1-800-631-9997
Fax: 1-781-224-9920
E-mail: Paul@FlagshipWA.com


Barbara N. Reed Photo Barbara N. Reed Hover Photo

Barbara N. Reed

Wealth Manager Advisor
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Barbara N. Reed

Wealth Manager Advisor


Barbara Reed and her husband, Philip Reed, became affiliated with Flagship Wealth Advisors in 2018, after many years working as independent brokers with Royal Alliance Associates, Inc. Prior to partnering with Flagship, the couple provided financial planning and wealth management services to clients through Reed Financial Group in Chatham, Cape Cod, Massachusetts, founded by Phil in 1992.    

The Reeds’ affiliation with Flagship has enabled them to expand support services and product offerings to their clients, while bringing their experience, expertise, and shared approach to client service to the Flagship team. “We all care about our clients and their families,” Barbara says. “We are there for births, deaths, and everything in between. We develop amazing relationships with our clients. For us, it’s about quality of work and client relationships, and carrying on our tradition of meeting each individual client’s needs.” 

Barbara became co-owner of Reed Financial Group in early 2010 after more than 20 years as a senior executive in charge of financial operations at for-profit and non-profit corporations. Barbara is a separately Registered Representative and Investment Advisor Representative with Royal Alliance Associates, Inc., member of FINRA and SIPC. Barbara holds Series 66 and 7 licenses and Life and Variable Annuities Insurance licenses. She maintains a Flagship office in West Chatham on Cape Cod, Mass., and she is licensed to practice in California, Florida, Massachusetts, Maine, New Hampshire, New York, Pennsylvania, Virginia, West Virginia, and the District of Columbia. 
 
Before joining Reed Financial Group, Barbara was the Business Manager for Aline Architecture, Inc., Executive Director for the Academy of Performing Arts, and Senior Vice President and Regional Manager for Coldwell Banker. Responsibilities included corporate budgeting, cash flow analysis and reporting, marketing, management, training, contract negotiations, acquisitions and development of management and staff. Barbara also taught music at the elementary through college levels.

Barbara earned her Bachelor's Degree from the University of Rochester, Eastman School of Music, graduated Cum Laude, was a member of the Sigma Alpha Iota Honorary Society, and performed with the Rochester Symphony. Barbara holds a Master's Degree from New England Conservatory, was a Teaching Assistant in the Voice and Opera Departments, and performed in operas and recitals. Subsequent studies were at Columbia University and Suffolk Law School.

Barbara has held numerous leadership positions, including President of the Women's Council of Realtors, Boston, MA, and Treasurer of the Chatham PTA. She currently serves on the Board of Directors of the Chatham Music Club, is an active member of St. Christopher's Church, Chatham, MA, and is an avid vocal performer. Barbara also enjoys golf, tennis, walking and exercise, and spending time with her wonderful family. 


Phone: 1-508-737-8056
Fax: 1-508-348-1754
E-mail:  BarbaraReed@FlagshipWA.com


Philip B. Reed Photo Philip B. Reed Hover Photo

Philip B. Reed

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Philip B. Reed

Wealth Manager Advisor


Philip and his wife, Barbara Reed, became affiliated with Flagship Wealth Advisors in 2018, after many years working as independent brokers with Royal Alliance Associates, Inc. Prior to partnering with Flagship, the couple provided financial planning and wealth management services to clients through Reed Financial Group in Chatham, Cape Cod, Massachusetts, which Phil founded in 1992.    

 

Phil has been serving clients in the financial and insurance industries for over 25 years. He received the Masters Club Achiever Award at the 2010 Royal Alliance National Education Conference.* 

 

Phil and Barbara share the Flagship commitment to providing highly personalized service to a broad base of clients—often multiple generations. “As independent advisors, we are able to offer products and services which best meet the individual needs of our clients,” Phil says. “We treat our clients like family.” 


Before forming Reed Financial Group, Phil was Vice President of Pension & Compensation Planners, Inc., a company dedicated to the design, installation, and administration of retirement plans for closely held corporations. Previously, Phil held executive positions at Kendall Co. and Ionics, Inc.

Phil is a graduate of Brown University, the Alexander Hamilton Institute of Finance (with Distinction), and he engaged in subsequent studies at Harvard Business School. He served as Air Intelligent Officer with Air Group 14 of the U.S. Navy in the Pacific. While at Brown, Phil was Co-Captain of the Track Team and continued his interest in athletics through his involvement in coaching youth sports.

Contributing to various community activities, Phil has held leadership positions at the Needham YMCA, the greater Boston YMCA, Glover Memorial Hospital, Christ (Episcopal) Church, St. Christopher's Church, and the Creative Arts Center Phil enjoys golf, tennis, skiing, and choral singing.

*The Masters Club Achiever Award is based upon tenure in the industry with Royal Alliance Associates. The award is not based upon performance or returns experienced by any client or opinions of the advisor's clients or former clients.


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Maja Stojanovic

CFP®, CLU, MBA
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Maja Stojanovic,

CFP®, CLU, MBA
Managing Executive Personal Finance and Wealth Management


Maja Stojanovic, CFP®, CLU, MBA is a personal financial planner who uses a holistic approach to help individuals and families achieve, grow, and preserve financial independence. Maja has been affiliated with Flagship Wealth Advisors since 2006. 

A "citizen of the world," Maja grew up in Europe and earned her undergraduate degree in business management in Paris. "I come from a family of healthcare professionals, so helping others was always number one in the family," she says. "I was looking for a field within the financial industry or business world where I could still have that satisfaction of helping others." 

Maja holds her MBA from the F.W. Olin Graduate School of Management at Babson College. She built her career as a financial services professional, account manager, and tax preparer. Her background in investments, insurance, and taxes prepared her to earn the Certified Financial Planner (CFP®) designation in 2002. 

Maja takes the time to get to know her clients and to understand their wishes, wants, and needs. "Making a difference in people's lives is what drives me," she says. She strives to help clients "feel that somebody is there, holding their hands, and helping them through the various steps to achieve their dreams and their goals." 

Knowing how important that is, Maja leads the firm's group of Northeast advisors as managing executive and first-line supervisor in assisting them to help their clients achieve their financial goals. She helps other financial advisors navigate regulatory changes within the financial industry while maintaining focus on their clients.

Maja holds Series 7, 24, 53, 63, and 65 Securities licenses, as well as a Life, Accident, and Health Insurance license. Fluent in several languages, Maja brings a global perspective to her work at Flagship Wealth Advisors. 

Maja enjoys spending time with her husband and two boys. On weekends, she can be found cheering on her sons at their tennis tournaments and ski races in the winter.

Susan Big Photo Susan Big Hover Photo

Susan Big

Independent Investment Advisor
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Susan N. Big

MS, MBA, Independent Investment Advisor


Susan Big has been an Investment Advisor Representative  and registered representative since 1999. She joined Royal Alliance Associates in 2007 after seven years as a financial advisor at Merrill Lynch and Smith Barney, securing company designations in financial and retirement planning.  


Over her 30 years in business, Susan learned that relationships are built on mutual trust and respect. Using a consultative approach, honed over years as a financial advisor and management consultant for corporations like Mercedes-Benz and Subaru, she developed a client-focused practice that first assesses needs, goals, expectations, and investment experience before making recommendations. Once client and advisor decide to work together, the strategy is reviewed annually and revised based on changes in needs, risk tolerance, wealth accumulation, work, and family or estate issues. Clients select from a variety of investment and financial planning options ranging from fee-only to fee-based services.

Susan holds securities Series 7, 66, and 31 licenses in addition to Life and Health Insurance licenses. She is also a member of the Investment Committee at Flagship. 

Susan earned her BA and MS degrees from the State University of New York, an MBA from Simmons University School of Management, and certificates in Hispanic Studies from universities in Spain and Mexico. She is fluent in Spanish. She is also a member of the John Simmons Society. 

Susan is a Rotary International Paul Harris Fellow who collaborated with Rotary Club of Andover in the development of anti-bullying programs.

Susan Fisher Photo Susan Fisher Hover Photo

Susan Fisher

Investment Advisor Representative, CFP®, RICP®
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Susan Fisher

Investment Advisor Representative 


Susan Fisher, CFP®, RICP®


Susan Fisher, CFP®, RICP®, works with individuals and families to help them live well, throughout their life's journey—from saving for college through retirement planning and everything in-between. She has a special interest in helping women achieve their financial goals. She also works with nonprofits, schools, and small businesses to keep them on track for success.


Susan has been a Certified Financial Planner (CFP®) since 1993. She launched her financial services career working in financial sales and training for IDS/American Express, where she won awards for excellence.  She began her affiliation with Flagship Wealth Advisors in 1999.


She has also earned the Retirement Income Certified Professional (RICP®) designation, and become an authority in the fields of Social Security and Medicare. She leads seminars locally and speaks at area events.


While maintaining her CFP status, Susan embarked on a second career as a performing arts teacher in grades K–12 public schools, north of Boston. During her time as a teacher and curriculum developer, Susan raised funds and created alliances between the public schools and the Boston Symphony Orchestra, creating new opportunities for students.


Though retired from teaching, Susan's classroom experience helps her educate clients and present financial concepts and options in a way that's easy to understand. "I traded my work inspiring students to express themselves through the arts, for motivating adults to save and work toward financial independence," she says.


Clients enjoy Susan's easy-going personality and broad knowledge of financial planning topics.

Susan helps clients navigate the ever-changing financial waters with confidence. "When times are good, people want to know they're spending wisely, and their money is working for them. When times are tough, they want to know there is a plan and someone is watching over them."


In addition to being an experienced CFP®, Susan also holds Series 7, 24, and 63 licenses. She is also licensed to sell insurance in Massachusetts, New Hampshire, and Florida. 


Susan holds an MA degree in Education from Tufts University and a BS degree in Music Education from Hartwick College. She is a published photographer and world traveler who took part in an EARTHWATCH archeological dig in Queensland, Australia. Susan is an avid hiker who as an Adirondack 46er has climbed all the high peaks in New York State. She has served on the Boston Symphony Orchestra's Education Advisory Committee and previously served as a board member of The Opera Laboratory Theater Company in Boston. She's originally from Upstate New York.

 

LinkedIn: Click here
Phone: 781-224-9924
Fax: 781-224-9920
E-mail: Susan@FlagshipWA.com

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Donna Atkins

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Donna Atkins,

CPA-PFS, 


Donna Atkins is a Certified Public Accountant and Master Personal Financial Planner (MPFP).  As a registered investment advisor and representative since 1999, she holds a series 7, 24, 63, 65, and life and health licenses.

With over 30 years’ experience in finance and tax know-how, Donna offers creative tax and financial planning, investigative research, investment modeling, and entrepreneurial skills. 

Her analytical and research capabilities include fundamental analysis, business retirement planning, education planning, and investment modeling.  With professional knowledge in employee benefit education, required minimum distributions, estate and tax planning, and budgeting Donna can assist you with all your retirement needs. 

Donna has a Master’s of Science in Financial Planning and a Bachelor’s of Science degree in Accountancy from Bentley College.  She also holds an Associate of Science degree in fine art from Endicott College, Beverly, MA. 

Donna's motto “Life should be fun!” will help you balance your future financial needs with any current passionate purpose.  Her favorite saying is “The only stupid question is the one Not asked!”  So please send an email and ask.

Donna teaches as an adjunct faculty member and as an instructor for the CPA exam.  In her spare time, she enjoys photography, videography, fine art, dancing, writing, sailing and hiking. 

Donna supports and is a member of local cable access television, various art associations, and dance studios.  Her favorite associate, Bear is a black rescue Pomeranian.

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Veronica Caulfield

Client Relations Manager
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Veronica Caulfield

Client Relations Manager


Veronica is your go-to person when you entrust your business to Flagship Wealth Advisors, LLC. As our Client Relations Manager and member of the Private Client Group, Veronica works closely with Paul, our group of advisors, and our clients. She serves as a liaison between clients and our office, ensuring clients have everything they need to stay informed and up to date.   

"We pride ourselves on exceptional client services," Veronica says. She's often a client's first point of contact at Flagship Wealth Advisors. She establishes and monitors client accounts, schedules meetings, maintains and updates client files, generates reports, and facilitates client communications.

If you have questions, Veronica will get them answered. If you need something, she'll take care of your request. "I'm a big follow-up person," she says. "I don't just assume things get done. I make calls and keep clients posted." (She'll also pick up the phone to wish clients a Happy Birthday, because little things matter.) She's known for her warmth, empathy, and patience —and for her reassuring, calm presence. Veronica keeps things running smoothly.

Veronica has built her career working in client relations and executive support. Prior to joining Flagship Wealth Advisors in 2000, Veronica worked for 10 years in the travel industry as a travel consultant who provided support for the President, CEO, and Director of Operations.

She brings her professionalism and commitment to client service to her work here every day. "I enjoy helping our clients feel comfortable here and gaining their trust," she says. No matter how busy her day, Veronica finds time to talk with clients and make sure they feel cared for.

Veronica stays current in financial news and industry developments. "I'm always learning new things." She also became a Notary Public to better serve our clients.

Veronica is a native of the Boston area. When she isn't in the office, she enjoys spending time with her family, especially her three children. Veronica is a dedicated, competitive runner who's finished the Boston Marathon 12 times. She’s also completed the Chicago Marathon three times, finishing each race in under 4 hours. With energy that won't quit, Veronica keeps our clients connected, informed, and on track. 

Phone: 1-781-224-9924 ext. 10 
Fax: 1-781-224-9920
Email: Veronica@FlagshipWA.com

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Christine MacInnis

Private Client Group
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Christine MacInnis

Private Client Group


Growing up in a family that owned and operated a small business, Christine learned early on what it takes to keep a business running. "I grew up watching my parents work 15-hour days," she says. "You have a different perspective when you grow up working in a small, family-run business. That was our livelihood. Customers came first."

Christine's early experience in her family's business taught her the importance of sound financial management. "I learned respect for hard-working people and for their money," she says. "That's why I like working here. I like helping people who've worked hard for their money to get where they want to be."

Christine brings her strong work ethic, an eye for detail, and talent for multitasking to the Private Client Group. She provides direct support to the group working with Flagship Wealth Advisors' clients. She's known as a can-do team player who always goes the extra mile, no matter how big or small the project.

Christine is a valuable member of the Flagship Wealth Advisors team, and her easy-going personality helps clients feel right at home. She assists clients with opening their fee-based accounts, meeting with them here, or traveling to meet them. She provides clients with ongoing support and communication.

In addition to supporting the Private Client Group, Christine works closely with Paul V. Ryan, Jr., CFP® in matters related to U.S. Securities and Exchange Commission (SEC) compliance. She works with Paul across the practice to ensure compliance with all Federal and State policies, procedures, and regulations. She also assisted Paul in his Office of Supervisory Jurisdiction (OSJ) work with the firm's group of Northeast Independent Financial Representatives. 

A Boston-area native, Christine joined the firm in 2005. She has a knack for engaging people in conversation and making them feel welcome. "I love work with our team and meeting our clients," she says. "I enjoy hearing our clients' stories, and learning more about them."

Christine is continually working on her own professional development, which makes her a valuable asset to our practice. She attended the Advisor Group's Women's Conference in Miami Beach, Florida. She's also a Notary Public. 

Prior to joining the firm, Christine worked in the medical manufacturing industry as a buyer-planner. She has studied at Middlesex Community College, Merrimack College, and Northeastern University. When she's not in the office, Christine enjoys spending time with her family, traveling, walking, and reading. Her kids are active in sports, with Christine providing transportation and pep talks. She also serves as a board member on her church and enjoys volunteering—particularly doing charitable work that involves lending a hand in the kitchen. Christine is a great team player with infectious energy, which is why clients enjoy working with her. You'll see! 

Christine is not registered with Royal Alliance Associates, Inc. and Flagship Wealth Advisors, LLC.

Phone: 781-224-9924 ext. 17 
Fax: 781-224-9920
Email: Christine@FlagshipWA.com

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Anne Wisotzkey

Client Relations Specialist
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Anne Wisotzkey

Client Relations Specialist



Anne has spent over 10 years providing quality client service and operational support to Registered Investment Advisors (RIAs) throughout the Boston area. She joined Flagship Wealth Advisors in June 2018.

As Client Relations Specialist at Flagship Wealth Advisors, Anne works directly with clients to facilitate the opening of new accounts as well as to process maintenance requests, often acting as a liaison between clients and broker/dealers. She is an early bird and enjoys heading into the office first thing in the morning to get down to business! 

She has an undergraduate degree in Communications and Psychology from Eastern Connecticut State University and a Master's Degree in Organizational and Corporate Communications from Emerson College in Boston.

In her spare time, Anne enjoys doing yoga, reading, and spending time with her nieces.

*Anne is not registered with Royal Alliance Associate, Inc. or Flagship Wealth Advisors, LLC.

Phone: 1-781-224-9924 ext. 13
Fax: 1-781-224-9920
Email: Anne@FlagshipWA.com


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Samantha Caulfield

Administrative Assistant
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Samantha Caulfield



Samantha has worked for Flagship Wealth Advisors, LLC since 2014. She provides clerical and project support, assisting the staff with a variety of tasks to ensure all our clients’ needs are met.

Though she works behind the scenes as our go-to administrative assistant, her contributions and can-do attitude help keep our busy operation running smoothly. Samantha is studying business management at Keene State College in Keene, New Hampshire. When she is not in school or working, she enjoys playing piano, whether learning songs on her on or writing her own music. She brings her energy, positive outlook, and creativity to our practice.

Samantha is not affiliated with Royal Alliance Associates, Inc.

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Christopher MacInnis

Information Technology Associate
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Christopher MacInnis

Information Technology Associate 


Chris is an Information Technology Associate for Flagship Wealth Advisors, LLC, and has been with the firm since June 2016. He directly assists Paul V. Ryan, Jr. on all matters regarding the firm’s information technology (IT) needs, including maintenance of all hardware and software used by the Flagship team; managing local networking and cloud services to ensure clients’ data safety; and website design, development, and maintenance. 

Chris is attending University of Massachusetts Boston, where he has studied engineering, computer science, philosophy, and entrepreneurship.  

In his spare time, Chris creates music and plays multiple instruments including the drums, bass, piano, and guitar. He enjoys reading, fishing, and travel, most recently to Greece and Beijing. Always in search of new things to try out, Chris has also taken flying lessons. Topping his list of favorite things to do is spending time with his dog Louie.

Chris is not affiliated with Royal Alliance Associates, Inc.

Phone: 978-882-5669


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Scott Facchetti

Investment Advisor Representative
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Scott Facchetti

Investment Advisor Representative


Scott is a lifelong Wareham resident.  He graduated from Bishop Stang High School then attended Bentley College where he received his Bachelor’s Degree in Accountancy.  Joining the firm in 1988 Scott was integral in automating the firm.  In 1993 Scott sat for and passed the Enrolled Agents exam and was subsequently licensed by the United States Treasury Department. (EA)  Currently, Scott holds the following professional credentials:

  • EA - Enrolled Agent

  • ATA - Accredited Tax Adviser

  • ATP - Accredited Tax Preparer

  • ABA - Accredited Business Accountant  

  • Registered QuickBooks Pro Advise

Over the years Scott has served on numerous boards and been part of various organizations.  

  • Member of the Wareham Finance Committee

  • Past President of the Massachusetts Society of Independent Accountants

  • Treasurer for the Wareham Tigers Athletic Association

  • Treasurer for the Cape Cod Canal Region Chamber of Commerce

  • Member of the Gleason Family YMCA Board of Managers

  • Member of the Tobey Hospital Business Council

For many years Scott enjoyed mentoring local youths through coaching baseball, football, and tennis.  Now that his three children three children, Devyn, Delaney, and Jake, are grown and graduated college he enjoys spending time with his two dogs and chasing his passion for physical fitness and travel.

Contact:    scott@facchetti.net 

  


Investment Committee

Flagship Wealth Advisors' Investment Committee has overall responsibility for the screening and selection of initial investments available to create high-quality portfolios for our clients, establishing a strong pool f investments that meet Flagship Wealth Advisors' investment criteria. Our Investment Advisors may then use that pool to create individual portfolios based on each client's personal needs. The committee continues to monitor these investments based on out clients' needs as defined when we initially selected the investment.

Paul V. Ryan, Jr. Photo Paul V. Ryan, Jr. Hover Photo

Paul V. Ryan, Jr.

Founder and Managing Director
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Paul V. Ryan, Jr. CFP®

Founder and Managing Director



Paul V. Ryan, Jr., CFP® is a leading Wealth Manager and Fiduciary Financial Advisor serving individuals and families preparing for and during their retirement. As Founder and Managing Director of Flagship Wealth Advisors, LLC, Paul has built a successful group practice of like-minded financial advisors and professional staff. “Everyone on our team shares a deep commitment to putting clients first and to working together with individuals and families to create highly personalized financial plans,” he says. “This approach extends to every interaction our staff has with our clients.”

As a Fiduciary Financial Advisor, Paul is held to the industry’s highest standards. “Because we are fiduciaries, we are entrusted with managing our clients’ assets and acting in their very best interest. We always put our clients’ needs first.” A native of Cambridge, Massachusetts, Paul worked in the banking industry early in his financial career. He then changed course and put his financial savvy and industry knowledge to work for clients—to help others manage their assets and plan their financial lives. He became a Certified Financial Planner (CFP®) in January 1997. Later that year, Paul founded Flagship Wealth Advisors, LLC, a Registered Investment Advisory Firm based in Wakefield, Massachusetts.

Paul has extensive experience in the areas of retirement planning, investment portfolio design, wealth distribution strategies, income and estate tax planning, and long-term care planning. In addition to managing and directing Flagship Wealth Advisors, LLC, Paul has been affiliated with Royal Alliance Associates, Inc.—an independent registered broker/dealer and member of FINRA/SIPC—since 1992. He has served the company in various capacities, including representing his fellow advisors on the Northeast Regional Advisory Panel. He was also a Registered Principal and Branch Manager. As a former Managing Executive, Paul was responsible for the supervision of 25 satellite offices in the Northeast. Through his Royal Alliance affiliation, Paul was a Bonus Group Manager of one of the largest financial planning firms in the Northeast. His group of advisors is entrusted with over $1 billion in client assets.

He has been a member of Royal Court,* a select group of Royal Alliance Advisors based on production, for the past 12 years, and is also an active member of the Northeast Study Group since 2000. Paul graduated Cum Laude from Harvard University with a Bachelor of Liberal Arts Degree in Extension
Studies. He became a Registered Representative in 1988 and holds a Series 7, 24, 6, 63, 65, 4, 53, life and health licenses. Paul is a CERTIFIED FINANCIAL PLANNER™ practitioner and a member of the Financial Planning Association (FPA). He is licensed in all 50 states.

Paul supports the Massachusetts nonprofit advocacy group Horizons for Homeless Children, as well as the Boston Lyric Opera. He enjoys traveling, boating, and spending time with his family. He is also an avid hiker and has climbed Mount Kilimanjaro in Africa, Mount Elbrus in Russia, and Mount Aconcagua in Argentina.

*This award is based upon sales generated by advisors and is not based upon performance or returns experienced by any client or opinions of the advisor’s clients or former clients.

LinkedIn: Click Here
Phone: 1-800-631-9997
Fax: 1-781-224-9920
E-mail: Paul@FlagshipWA.com


Barbara Reed Photo Barbara Reed Hover Photo

Barbara Reed

Wealth Manager Advisor
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Barbara N. Reed

Wealth Manager Advisor


Barbara Reed and her husband, Philip Reed, became affiliated with Flagship Wealth Advisors in 2018, after many years working as independent brokers with Royal Alliance Associates, Inc. Prior to partnering with Flagship, the couple provided financial planning and wealth management services to clients through Reed Financial Group in Chatham, Cape Cod, Massachusetts, founded by Phil in 1992.    

The Reeds’ affiliation with Flagship has enabled them to expand support services and product offerings to their clients, while bringing their experience, expertise, and shared approach to client service to the Flagship team. “We all care about our clients and their families,” Barbara says. “We are there for births, deaths, and everything in between. We develop amazing relationships with our clients. For us, it’s about quality of work and client relationships, and carrying on our tradition of meeting each individual client’s needs.” 

Barbara became co-owner of Reed Financial Group in early 2010 after more than 20 years as a senior executive in charge of financial operations at for-profit and non-profit corporations. Barbara is a separately Registered Representative and Investment Advisor Representative with Royal Alliance Associates, Inc., member of FINRA and SIPC. Barbara holds Series 66 and 7 licenses and Life and Variable Annuities Insurance licenses. She maintains a Flagship office in West Chatham on Cape Cod, Mass., and she is licensed to practice in California, Florida, Massachusetts, Maine, New Hampshire, New York, Pennsylvania, Virginia, West Virginia, and the District of Columbia.

Before joining Reed Financial Group, Barbara was the Business Manager for Aline Architecture, Inc., Executive Director for the Academy of Performing Arts, and Senior Vice President and Regional Manager for Coldwell Banker. Responsibilities included corporate budgeting, cash flow analysis and reporting, marketing, management, training, contract negotiations, acquisitions and development of management and staff. Barbara also taught music at the elementary through college levels.

Barbara earned her Bachelor's Degree from the University of Rochester, Eastman School of Music, graduated Cum Laude, was a member of the Sigma Alpha Iota Honorary Society, and performed with the Rochester Symphony. Barbara holds a Master's Degree from New England Conservatory, was a Teaching Assistant in the Voice and Opera Departments, and performed in operas and recitals. Subsequent studies were at Columbia University and Suffolk Law School.

Barbara has held numerous leadership positions, including President of the Women's Council of Realtors, Boston, MA, and Treasurer of the Chatham PTA. She currently serves on the Board of Directors of the Chatham Music Club, is an active member of St. Christopher's Church, Chatham, MA, and is an avid vocal performer. Barbara also enjoys golf, tennis, walking and exercise, and spending time with her wonderful family.


Phone: 508-737-8056
Fax: 508-348-1754
E-mail:  BarbaraReed@FlagshipWA.com


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Donna Atkins

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Donna Atkins,

CPA-PFS, 


Donna Atkins is a Certified Public Accountant and Master Personal Financial Planner (MPFP).  As a registered investment advisor and representative since 1999, she holds a series 7, 24, 63, 65, and life and health licenses.


With over 30 years’ experience in finance and tax know-how, Donna offers creative tax and financial planning, investigative research, investment modeling, and entrepreneurial skills. 

Her analytical and research capabilities include fundamental analysis, business retirement planning, education planning, and investment modeling.  With professional knowledge in employee benefit education, required minimum distributions, estate and tax planning, and budgeting Donna can assist you with all your retirement needs. 


Donna has a Master’s of Science in Financial Planning and a Bachelor’s of Science degree in Accountancy from Bentley College.  She also holds an Associate of Science degree in fine art from Endicott College, Beverly, MA. 


Donna's motto “Life should be fun!” will help you balance your future financial needs with any current passionate purpose.  Her favorite saying is “The only stupid question is the one Not asked!”  So please send an email and ask.


Donna teaches as an adjunct faculty member and as an instructor for the CPA exam.  In her spare time, she enjoys photography, videography, fine art, dancing, writing, sailing and hiking. 

Donna supports and is a member of local cable access television, various art associations, and dance studios.  Her favorite associate, Bear is a black rescue Pomeranian.

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Susan Fisher

Investment Advisor Representative, CFP®, RICP®
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Susan Fisher

Investment Advisor Representative 


Susan Fisher, CFP®, RICP®

Susan Fisher, CFP®, RICP®, works with individuals and families to help them live well, throughout their life's journey—from saving for college through retirement planning and everything in-between. She has a special interest in helping women achieve their financial goals. She also works with nonprofits, schools, and small businesses to keep them on track for success.

Susan has been a Certified Financial Planner (CFP®) since 1993. She launched her financial services career working in financial sales and training for IDS/American Express, where she won awards for excellence.  She began her affiliation with Flagship Wealth Advisors in 1999.

She has also earned the Retirement Income Certified Professional (RICP®) designation, and become an authority in the fields of Social Security and Medicare. She leads seminars locally and speaks at area events.

While maintaining her CFP status, Susan embarked on a second career as a performing arts teacher in grades K–12 public schools, north of Boston. During her time as a teacher and curriculum developer, Susan raised funds and created alliances between the public schools and the Boston Symphony Orchestra, creating new opportunities for students.

Though retired from teaching, Susan's classroom experience helps her educate clients and present financial concepts and options in a way that's easy to understand. "I traded my work inspiring students to express themselves through the arts, for motivating adults to save and work toward financial independence," she says.

Clients enjoy Susan's easy-going personality and broad knowledge of financial planning topics.

Susan helps clients navigate the ever-changing financial waters with confidence. "When times are good, people want to know they're spending wisely, and their money is working for them. When times are tough, they want to know there is a plan and someone is watching over them."

In addition to being an experienced CFP®, Susan also holds Series 7, 24, and 63 licenses. She is also licensed to sell insurance in Massachusetts, New Hampshire, and Florida. 

Susan holds an MA degree in Education from Tufts University and a BS degree in Music Education from Hartwick College. She is a published photographer and world traveler who took part in an EARTHWATCH archeological dig in Queensland, Australia. Susan is an avid hiker who as an Adirondack 46er has climbed all the high peaks in New York State. She has served on the Boston Symphony Orchestra's Education Advisory Committee and previously served as a board member of The Opera Laboratory Theater Company in Boston. She's originally from Upstate New York.

 

LinkedIn: Click here
Phone: 781-224-9924
Fax: 781-224-9920
E-mail: Susan@FlagshipWA.com

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Susan Big

Independent Investment Advisor
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Susan N. Big

MS, MBA, Independent Investment Advisor


Susan Big has been a Investment Advisor Representative and representative since 1999. She joined Royal Alliance Associates in 2007 after seven years as a financial advisor at Merrill Lynch and Smith Barney, securing company designations in financial and retirement planning.  

Over her 30 years in business, Susan learned that relationships are built on mutual trust and respect. Using a consultative approach, honed over years as a financial advisor and management consultant for corporations like Mercedes-Benz and Subaru, she developed a client-focused practice that first assesses needs, goals, expectations, and investment experience before making recommendations. Once client and advisor decide to work together, the strategy is reviewed annually and revised based on changes in needs, risk tolerance, wealth accumulation, work, and family or estate issues. Clients select from a variety of investment and financial planning options ranging from fee-only to fee-based services.

 

Susan holds securities Series 7, 66, and 31 licenses in addition to Life and Health Insurance licenses. She is also a member of the Investment Committee at Flagship. 

Susan earned her BA and MS degrees from the State University of New York, an MBA from Simmons University School of Management, and certificates in Hispanic Studies from universities in Spain and Mexico. She is fluent in Spanish. She is also a member of the John Simmons Society. 

Susan is a Rotary International Paul Harris Fellow who collaborated with Rotary Club of Andover in the development of anti-bullying programs.

 

Phone: 978-394-3460 
Fax: 781-224-9920
Email: SusanBig@FlagshipWA.com

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Maja Stojanovic

CFP®, CLU, MBA
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Maja Stojanovic,

CFP®, CLU, MBA
Managing Executive Personal Finance and Wealth Management


Maja Stojanovic, CFP®, CLU, MBA is a personal financial planner who uses a holistic approach to help individuals and families achieve, grow, and preserve financial independence. Maja has been affiliated with Flagship Wealth Advisors since 2006. 

A "citizen of the world," Maja grew up in Europe and earned her undergraduate degree in business management in Paris. "I come from a family of healthcare professionals, so helping others was always number one in the family," she says. "I was looking for a field within the financial industry or business world where I could still have that satisfaction of helping others." 

Maja holds her MBA from the F.W. Olin Graduate School of Management at Babson College. She built her career as a financial services professional, account manager, and tax preparer. Her background in investments, insurance, and taxes prepared her to earn the Certified Financial Planner (CFP®) designation in 2002. 

Maja takes the time to get to know her clients and to understand their wishes, wants, and needs. "Making a difference in people's lives is what drives me," she says. She strives to help clients "feel that somebody is there, holding their hands, and helping them through the various steps to achieve their dreams and their goals." 

Knowing how important that is, Maja leads the firm's group of Northeast advisors as managing executive and first-line supervisor in assisting them to help their clients achieve their financial goals. She helps other financial advisors navigate regulatory changes within the financial industry while maintaining focus on their clients.

Maja holds Series 7, 24, 53, 63, and 65 Securities licenses, as well as a Life, Accident, and Health Insurance license. Fluent in several languages, Maja brings a global perspective to her work at Flagship Wealth Advisors. 

Maja enjoys spending time with her husband and two boys. On weekends, she can be found cheering on her sons at their tennis tournaments and ski races in the winter.



Phone:  781-224-9924 ext. 19
Fax: 781-224-9920
E-mail: Maja@FlagshipFW.com

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Karl Hambrecht

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Karl L. Hambrecht

Financial Advisor


Karl has worked with clients in a trusted advisory role for more than 40 years. A native of Danvers, Massachusetts, he started out in the insurance industry and has been continuously licensed as an independent insurance broker since 1976. He initially focused on providing life insurance as well as advising clients on small-business employer retirement plans and personal retirement planning. “This has given me a broad basis to advise individuals and small businesses on investment and financial planning,” Karl says. 


Karl is an Investment Advisory Representative registered with Royal Alliance Associates, Inc. He has been a highly respected colleague of ours and brings his decades of industry experience, expertise, and insight to the Flagship Wealth Advisors Investment Committee. He holds Series 1, 7, 63, and 65 licenses. 


Based on the North Shore, Karl meets with clients in his West Newbury office as well as at our Wakefield headquarters. He offers clients individual, family, and small employer planning; investment advisory and account management; retirement income planning and implementation; as well as estate planning, Medicaid planning, and intergenerational transfers. 


Karl’s main focus is: “To help clients gain peace of mind from knowing what their goals are, what needs to be done to achieve them, and knowing that I am there to guide them and implement their plans.”


Karl holds a Bachelor of Science degree in Finance from Babson College in Wellesley, Massachusetts. When he is not helping clients achieve their life goals, he enjoys spending time with his wife (of 35+ years), three grown children, and three grandchildren, as well as “skiing, cycling, and other outdoor fun.”


Phone: 978-465-5899 
Fax: 440-508-2324
Email: khambrecht@royalaa.com

In Memoriam

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Leonard Coris

Investment Advisor Representative
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Leonard Coris


On January 31, 2019, our esteemed colleague and good friend Leonard Coris passed away from complications related to Creutzfeldt-Jakob disease. Len worked with the Flagship team for many years and was a trusted partner in his clients’ lives, helping so many individuals and families live the lives they dreamed of. We greatly appreciate the contributions Len made to our practice, and the positive outlook and energy he brought to his work and his clients. He is greatly missed.  

Len provided personal financial planning and wealth management services for some 50 years. He was president of Watermill Advisory Services, Inc., an investment advisory firm, and was also separately registered to sell securities through Royal Alliance Associates, Inc., a national independent registered broker-dealer.

Leonard founded his firm while he was a business school student at Massachusetts Institute of Technology. He received his Master's Degree in Finance from the M.I.T. Sloan School of Management in 1970, and was one of the first to earn both an M.S. in Financial Services and a Chartered Financial Consultant (ChFC) designation from The American College. He was also a Qualified Financial Planner (QFP), an Accredited Estate Planner (AEP), and a Chartered Life Underwriter (CLU).

Len pursued his professional career with passion and a commitment to best serve his clients, while also finding time to support the arts and other nonprofit organizations. 

Len had been listed in Who's Who in American Finance and was an emeritus member of the National Association of Estate Planners and Councils. He was a founder of the Tucson Medical Center Healing Art Program; on the Arts Board at the University of Arizona; and had served on the boards of Social Venture Partners Greater Tucson and the Arizona Theatre Company. He had also been a member of the Financial Health Advisory Council of the Carondelet Foundation and was engaged with several other nonprofit organizations. His professional accomplishments included numerous awards and designations, including selection as an Emeritus member of the Forum 400 and a member of the Association for Advanced Life Underwriters.

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Harvey Karll

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 KARLL, Harvey Loving husband to Patricia and amazing father to Amanda, passed away peacefully on June 21st after a long battle with cancer. Harvey was a dedicated alumnus to Northeastern University where he earned his BA and MA and served as a mentor and advisor to countless young men and women. Harvey founded and ran his CPA firm, Harvey Karll CPA, in Newburyport where he was an active member in the business community, a member of the Kiwanis club, and partner to many local businesses and non-profit organizations. Harvey was loved by all who knew him, from family and friends to his clients, and will be missed dearly. He loved his family first, and celebrated each day he had with them. He also loved his second home of Aruba, his Red Sox and Patriots, and his clients; all while trying to touch each person he came in contact with.

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Paul V. Ryan, Jr., CFP®, Managing Director,
 Investment Advisor Representative x16 Paul@FlagshipWA.com

Veronica Caulfield, Client Relations Manager x10 Veronica@FlagshipWA.com

Christine MacInnis, Private Client Group Manager x17 Christine@FlagshipWA.com

Anne Wisotzkey, Client Relations Specialist x13 Anne@FlagshipWA.com

Barbara Reed, Investment Advisor Representative,
BarbaraReed@FlagshipWA.com

Philip Reed, Client Relations Manager,  PhilipReed@FlagshipWA.com

Maja Stojanovic, CFP®, CLU, MBA, Managing Executive,
 Investment Advisor Representative x19 Maja@FlagshipWA.com

Susan Big, Investment Advisor Representative x32 Susanbig@FlagshipWA.com

Susan Fisher, CFP®, RICP® Investment Advisor Representative x34 Susan@FlagshipWA.com


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